Hep C Discussion Forum

Members Login
Username 
 
Password 
    Remember Me  
Chatbox
Please log in to join the chat!
Post Info TOPIC: Treatment Cost and Insurance Companies


Guru

Status: Offline
Posts: 5629
Date:
RE: Treatment Cost and Insurance Companies
Permalink  
 


That`s excellent news, Leland, best of luck!  And yes, you are worth it!! 

Keep us posted, you`ll be fine!  smile



__________________

Jill 

(71 yo, lives in UK)

Was Gen 3a, 

24wks Peg Ifn/Riba, Sep 2010 - Mch 2011

UND @ Wk.4, UND @ EOT, 

SVR Nov 2011 --> Still UND @ EOT + 4 yrs.

 

 



Senior Member

Status: Offline
Posts: 134
Date:
Permalink  
 

Am I worth it?  Here goes a new adventure - have beat death one time with a kidney transplant - hopefully I have nine lives......

 



Attachments
__________________

62 Yrs Old, CHC Geno 3, Cirrhosis, Kidney Transplant (13 yrs), On Sovaldi/Riba Treatment (24 week) since Feb 01,2014

Viral Load 7M on 1/8/2014,  UND at EOT 7/18/2014



Senior Member

Status: Offline
Posts: 134
Date:
Permalink  
 

OK,  drugs on the way and dosage is 400MG of Sovaldi daily with 400 Mg of Ribasphere morn/night.  Weekly labs with VL tested every third week - the reason for the weekly labs is due to my having a kidney transplant.

cheers, lee



__________________

62 Yrs Old, CHC Geno 3, Cirrhosis, Kidney Transplant (13 yrs), On Sovaldi/Riba Treatment (24 week) since Feb 01,2014

Viral Load 7M on 1/8/2014,  UND at EOT 7/18/2014



Senior Member

Status: Offline
Posts: 134
Date:
Permalink  
 

thanks much for the research Tig - I did a bit more last night and my data agrees with yours.   Seems there have been about 40 liver transplant patients but no Kidney!   Looks like I am the guinea pig.   They are going to double the number of usual labs to watch for anemia - which they believe to be the biggest risk.  My kidney dr is also very interested and has scheduled more appts/labs with him - he was unaware of the drug before this.   I just don't want to lose the kidney - it was my wife's and I have had it for almost 14 yrs ....and dialysis is a helluva way to live - done that for 13 months.



__________________

62 Yrs Old, CHC Geno 3, Cirrhosis, Kidney Transplant (13 yrs), On Sovaldi/Riba Treatment (24 week) since Feb 01,2014

Viral Load 7M on 1/8/2014,  UND at EOT 7/18/2014

Tig


Admin

Status: Offline
Posts: 9284
Date:
Permalink  
 

Hello Lee,

Well I spent a good bit of time looking for information on the use of Sovaldi (Sofosbuvir) in kidney transplant patients. I believe your doctor must be right, I couldn't find a single reference to it anywhere. He likely knows the only person being referred to! I've been able to find multiple references to the action of the drug on people with kidney disease in general, as well as ESRD.  The articles indicate that Sovaldi is excreted by the kidneys. and they also indicate the rate of complications in all studied patients with kidney complications, was less than 2% (1.6). All complications were in that sub 2% range. Everything I read indicates that Sovaldi has been found to be very well tolerated in patients across the board, including renal patients. It doesn't sound like you've got any worries there. I also read that it had no negative effects on patients (or the meds) that are taking any anti rejection medication. You mentioned the Ribavirin dose reduction and the reports I saw indicated that. The dose prescribed for transplant patients in general was 400mg/day. Your doctor may have other ideas and suggestions, but from what I've read, he seems to be following standard protocol. Sounds like you've been given the straight scoop to me and it also sounds like your chance for success is quite high. In my opinion it looks very positive and I'd sure be pleased at this point. Good luck!

Tig



__________________

Tig

68yo GT1A - 5 Mil - A2/F3 - (1996) Intron A - Non Responder, (2013) Peg/Riba/Vic SOT:05/23/13 EOT:12/04/13 SVR 9+ years!

Hep C FAQ   Lab Ref. Ranges  HCV Resistance

Signature Line Set Up/Abbreviations   Payment Assistance

 



Senior Member

Status: Offline
Posts: 134
Date:
Permalink  
 

OK, so went to the Doctor today with the insurance letter - they are now processing the prescription through a speciality pharmacy and have assigned a consultant to me.  Both the Riba and the Sovaldi are coming from same pharm - may take up to three weeks.   The Doctors said they are spending a lot of time working with the insurance companies on this drug.   I was told that I was the only one that had a kidney transplant that has tried Sovaldi - I am not sure I believe this - will research it but appreciate any help here.....also believe they will start me lower than 600mg riba because of the transplant.



-- Edited by longld on Tuesday 28th of January 2014 03:41:15 AM

__________________

62 Yrs Old, CHC Geno 3, Cirrhosis, Kidney Transplant (13 yrs), On Sovaldi/Riba Treatment (24 week) since Feb 01,2014

Viral Load 7M on 1/8/2014,  UND at EOT 7/18/2014

Tig


Admin

Status: Offline
Posts: 9284
Date:
Permalink  
 

Hi Lee,

I'm very concerned about the insurance companies. With O-Care making a confused mess of our healthcare delivery and insurance benefits, I believe "Big Insurance, Inc" is developing contingency plans to cover the unknowns sure to come. If you haven't read this post by Gator Man recently, check it out. It will give you another reason to shake your head in disbelief!  http://hepcfriends.activeboard.com/t56455691/my-prescriptions-are-on-the-way-almost/

Crossing fingers,   Tig



__________________

Tig

68yo GT1A - 5 Mil - A2/F3 - (1996) Intron A - Non Responder, (2013) Peg/Riba/Vic SOT:05/23/13 EOT:12/04/13 SVR 9+ years!

Hep C FAQ   Lab Ref. Ranges  HCV Resistance

Signature Line Set Up/Abbreviations   Payment Assistance

 



Senior Member

Status: Offline
Posts: 134
Date:
Permalink  
 

Got a letter from BCBS Insurance today authorizing the treatment with Sovaldi - took a bit more than three weeks.   I have never got a letter from an insurance company before on any prescription so they certainly are treating this differently.



__________________

62 Yrs Old, CHC Geno 3, Cirrhosis, Kidney Transplant (13 yrs), On Sovaldi/Riba Treatment (24 week) since Feb 01,2014

Viral Load 7M on 1/8/2014,  UND at EOT 7/18/2014

Tig


Admin

Status: Offline
Posts: 9284
Date:
Permalink  
 

Hello Leland,

Here are some additional financial assistance sources, in addition to the Gilead program you mentioned. Be aware though that while some people qualify, Gilead has already made it difficult for individuals by placing obstacles in the way. Their financial qualifications are quite particular regarding income and existing insurance of applicants. I've already spoken with one individual that was denied because they had Medicare and VA benefits. Neither of which would approve their request for assistance with the new meds. For Gilead, simply having that coverage, regardless of their refusal to pay for the drugs, was a disqualifier. Beware of the clouds still remaining under the rainbow...

 

http://www.patientadvocate.org/

http://www.panfoundation.org/

https://webrebate.trialcard.com/Coupon/OlysioPortal/

http://www.gilead.com/responsibility/us-patient-access/support%20path%20for%20sovaldi



__________________

Tig

68yo GT1A - 5 Mil - A2/F3 - (1996) Intron A - Non Responder, (2013) Peg/Riba/Vic SOT:05/23/13 EOT:12/04/13 SVR 9+ years!

Hep C FAQ   Lab Ref. Ranges  HCV Resistance

Signature Line Set Up/Abbreviations   Payment Assistance

 



Senior Member

Status: Offline
Posts: 134
Date:
Permalink  
 

Gilead is committed to ensuring that people with hepatitis C can access Sovaldi and has launched Support Path (www.MySupportPath.com) to provide assistance to patients who are uninsured, underinsured or who need financial assistance to pay for the medicine. The program consists of an integrated offering of support services for patients and providers, including:

  • Access to dedicated case managers to help patients and their providers with insurance-related needs, including identifying alternative coverage options such as federally-insured programs (e.g., Medicaid, Medicare) and health exchanges.
  • Education and support, including a 24/7 nursing support service line and the ability to schedule an onsite visit from a clinical educator.
  • The Sovaldi Co-pay Coupon Program, which provides co-pay assistance for eligible patients with private insurance who need assistance paying for out-of-pocket medication costs. Most patients will pay no more than $5 per co-pay. Co-pay assistance can also be applied toward deductibles and co-insurance obligations.
  • Gilead will provide support to the Patient Access Network (PAN) Foundation, an independent non-profit organization that provides assistance for eligible federally-insured and privately-insured patients who need help covering out-of-pocket medication costs.
  • The Support Path Patient Assistance Program will provide Sovaldi at no charge for eligible patients with no other insurance options.

Information about how to apply for any of these forms of assistance can be found at www.MySupportPath.com or by calling 1-855-7MyPath (1-855-769-7284) between 9 a.m. - 8 p.m. EST.

- See more at: http://hepatitiscresearchandnewsupdates.blogspot.com/2013/12/patient-assistance-for-sovaldi.html#sthash.cpG68B5A.dpuf



__________________

62 Yrs Old, CHC Geno 3, Cirrhosis, Kidney Transplant (13 yrs), On Sovaldi/Riba Treatment (24 week) since Feb 01,2014

Viral Load 7M on 1/8/2014,  UND at EOT 7/18/2014



Senior Member

Status: Offline
Posts: 134
Date:
Permalink  
 

Lon,

  I have been told that BCBS will only allow for one weeks of prescriptions to be filled at one time.   Trying to keep them off e-bay?   



-- Edited by longld on Tuesday 21st of January 2014 08:08:52 PM

__________________

62 Yrs Old, CHC Geno 3, Cirrhosis, Kidney Transplant (13 yrs), On Sovaldi/Riba Treatment (24 week) since Feb 01,2014

Viral Load 7M on 1/8/2014,  UND at EOT 7/18/2014



Senior Member

Status: Offline
Posts: 134
Date:
Permalink  
 

I am currently pending approval for Sovaldi through BCBS AZ.  My understanding is that each request is reviewed independently including a peer review between your Doctor and BCBS doctor.   The process has gone on for three weeks as of now.   BTW, the cost climbs to ~200K if your are Genotype 3 because you need 6 months treatment.   Am very worried because other treatment options can result in my kidney transplant failing.   I also wonder what the insurance companies are going to do with patients who can use other treatments but are having issues with the side effects?



__________________

62 Yrs Old, CHC Geno 3, Cirrhosis, Kidney Transplant (13 yrs), On Sovaldi/Riba Treatment (24 week) since Feb 01,2014

Viral Load 7M on 1/8/2014,  UND at EOT 7/18/2014

Lon


Veteran Member

Status: Offline
Posts: 83
Date:
Permalink  
 

Thank you.  That was very encouraging.  Be well.



__________________

(Geno type 1, VL 3 million, stage 2-3, took (8) weeks of Harvoni that completed on May 1, 2015, I'm showing undetectable today)

"Everyday is a gift, that's why they call it the present."



Veteran Member

Status: Offline
Posts: 73
Date:
Permalink  
 

As a newbie to the new drugs (Sovaldi and Olysio) with Riba, and a new Blue Cross (the new Community Blue plan) USA policy holder, the insurance process was not that bad. 

My doctor applied for the medications and because what she wanted me to take was considered "off label"  ( because FDA had not approved of the combo usage) it was denied. My doctor had to have a phone call with a BlueCross management person in a appeal process and then it was approved.  My guess is the decision was made to approve the new Hep C treatment based on individual FDA approval and the SVR results versus ant alternative HCV treatment cost. 

My health insurance plan is a group plan obtained through a work benefit as opposed to a individual plan.  A group plan cannot be cancel or have coverage cancelled due to pre existing conditions. 

The employer can increase the employee cost or change the employee deductibles at plan renewal time based on the new cost of the plan.  Right now we have a $5,000 deductible per person or $10,000 max deductible out of pocket expense per family each year. The monthly cost for the family coverage is $490 a month. Over the last 4 years the monthly cost has increased and the deductibles have also.  Seems like a lot of money each month and for many years we never had a claim until this year. 

With my diagnosis of HEP C GT 1 and cirrhosis level 5,  the cost over a 7 month time frame to get to this point from all the doctors, exams, biopsy, cat scans, blood work has had me hit the $10,000 deductible limit.

When Bluecross approved the HCV treatment and I found out my co-pay for medications was $495 a month and they are picking up over $50,000 a month for 3 to 6 months, I was ecstatic ! 

If my monthly cost doubles or triples at renewal time, I will still be ahead of the game.  

 

 

 



__________________

GT 1A:  VL: 4,695,000, started treatment 1/6/13 with off label Sovaldi/Olysio/Riba     No Interferon due to Sarcoid  in liver and lungs.  Recent biopsy shows Cirrhosis level 5/6.  EOT 3/30/14. SVR 8 on 5/30/14

Lon


Veteran Member

Status: Offline
Posts: 83
Date:
Permalink  
 

At $1000 a pill, people will be getting held up at gun point for their medications.  cry



__________________

(Geno type 1, VL 3 million, stage 2-3, took (8) weeks of Harvoni that completed on May 1, 2015, I'm showing undetectable today)

"Everyday is a gift, that's why they call it the present."

Tig


Admin

Status: Offline
Posts: 9284
Date:
Permalink  
 

I think it remains to be seen, especially here in the USA. I've already had two insurance policies cancelled because of the new ACA (O-Care). My Rx costs went from affordable and comprehensive coverage with no limits, to almost nothing worthwhile and I've lost all my doctors. It sucks, big time. There is such an out-roar going on now about the prohibitive costs, I think we've yet to hear the end of it. It looks like they'll have to cover the costs because Big O said so. But it's going to cost every patient a large deductible and monthly premium that many won't be able to afford before first being eligible for insurance payment assistance. It's all going to depend on this insurance fiasco and right now the people handling it aren't sure. So that kind of leaves us in the dark.



__________________

Tig

68yo GT1A - 5 Mil - A2/F3 - (1996) Intron A - Non Responder, (2013) Peg/Riba/Vic SOT:05/23/13 EOT:12/04/13 SVR 9+ years!

Hep C FAQ   Lab Ref. Ranges  HCV Resistance

Signature Line Set Up/Abbreviations   Payment Assistance

 

Lon


Veteran Member

Status: Offline
Posts: 83
Date:
Permalink  
 

Hello,

I was reading about the $1000 per pill cost of one of the new drugs and how it can cost $100,000 per person for the treatment.  

Does anyone have any insight as to how the health insurance companies are going to handle this?  Do you think that Blue Cross & Blue Shield, etc. will pay for us to get cured or are we going to be expected to come up with tens of thousands of dollars to be cured? hmm

Thanks,

Lon



__________________

(Geno type 1, VL 3 million, stage 2-3, took (8) weeks of Harvoni that completed on May 1, 2015, I'm showing undetectable today)

"Everyday is a gift, that's why they call it the present."

Page 1 of 1  sorted by
 
Quick Reply

Please log in to post quick replies.

Legal Disclaimer:

THIS FORUM, IT'S OWNERS, ADMINISTRATORS, MODERATORS AND MEMBERS DO NOT AT ANY TIME GIVE MEDICAL ADVICE AND IN ALL CASES REFER ANYONE HERE TO SEEK APPROPRIATE MEDICAL ADVICE FROM THEIR DOCTOR.